Insurance

AI employees for insurance

Submissions, first notice of loss, claim files, and service calls all have to be handled fast and by the book - it's where the labor and the leakage live. Deploy employees that intake submissions, take the loss call, work the claim to decision-ready, and service the policy.

Insurance runs on high-volume, time-critical, by-the-book work: keying broker submissions before any risk analysis, taking the loss call cleanly at any hour, working the claim file, and handling the flood of routine service requests. It's where carriers and agencies pour labor - and where speed decides the experience and the loss ratio. A GreatApe employee takes that work end-to-end - in your underwriting, claims, and policy systems - and keeps a human on the decisions: the underwriter prices the risk, the adjuster decides the claim. It does the intake, the prep, and the servicing, never the adjudication.

Minutes, not hours
Submissions and claims worked while they're fresh
By the book
Within your rules, scripts, and compliance
Human-in-the-loop
Underwriters and adjusters own the decisions
Never adjudicates
It preps; it never prices risk or decides coverage
Audit-ready
Every interaction and action logged for review
In your core systems
Guidewire, Duck Creek, and Applied Epic, no rip-and-replace
The employees

From the submission to the settled claim

Back-office

AI underwriting automation

Intakes broker submissions, extracts and enriches the data, and triages a clean risk file to the underwriter.

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Front-office

AI FNOL & claims intake

Takes the loss call any hour, captures a complete first notice, matches the policy, and opens the claim.

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Back-office

AI claims processing

Validates coverage, assesses severity, estimates, and checks fraud - into a decision-ready file for the adjuster.

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Front-office

AI policy servicing

Handles COIs, ID cards, endorsements, billing, and coverage questions end to end on the call.

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Back-office

AI business verification (KYB)

Verifies a new commercial applicant - entity, registration, and ownership screening - before you bind.

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Questions

Frequently asked

The high-volume operational work across the lifecycle: underwriting submission intake, first notice of loss and claims intake, claims processing up to a decision, policy servicing, and commercial KYB. The decisions stay with people - the underwriter prices the risk, the adjuster decides and pays the claim.

It does intake, prep, and servicing - extracting submissions, taking the loss call, validating coverage and estimating, issuing certificates and endorsements - and routes the risk and claim decisions to underwriters and adjusters. It never adjudicates a claim, prices a risk, or makes a coverage determination on its own.

Yes. It follows your scripts, rules, and disclosures, logs every interaction and action with a reviewable trail, and escalates anything that needs judgment - so servicing, claims, and audit reviews have a complete record.

Your core systems - Guidewire, Duck Creek, Applied Epic - plus your data sources and telephony, operated the way underwriting, claims, and service staff would, with no rip-and-replace to start.

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